From the TUC

Tim Sharp's Articles

A workplace savings strategy is a good idea – but tread carefully

03 Jul 2015, by in Pensions & Investment

New Pensions Minister Ros Altmann has caused a stir with the publication this week of her pre-Election musings about the possible desirability of extending workplace savings beyond pensions. This is a useful and important development because a strategy to improve short and medium term savings could bolster long-term savings as well as help people develop greater…

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Could CDC hatch from NEST?

02 Jul 2015, by in Pensions & Investment

Legislation paving the way for new-style collective pensions was one of several achievements in Steve Webb’s tenure as the Coalition government’s Pensions Minister. Collective Defined Contribution (CDC) pensions are a mainstay of the Dutch pensions system and have been used in other countries such as Canada. They offer a potential means of reforming the increasingly individualised UK pensions system by…

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When a choice isn’t worth having

26 Mar 2015, by in Pensions & Investment

Margaret Thatcher’s now notorious Sermon on the Mound gave the notion of “choice” a central place in both public policy and Christian thinking. Nearly 30 years later, Thatcher’s heirs are elevating choice to the paramount principle of pensions policy-making. I have written an article for Professional Pensions, arguing that the latest application of this dogma in the…

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Pensions tax: the questions that need to be answered

03 Mar 2015, by in Pensions & Investment

Amid all the uncertainties about post-election pensions policy, thanks to the unknown impact of fringe parties, the vagaries of coalition negotiations  and the uncertain fates of individual party spokespersons, one subject looks likely to be near the top of any administration’s agenda: reform of pensions tax relief. The latest instalment in this debate is provided by…

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